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Expert Mezzanine Finance Providers

If you’re looking to maximize your return on equity, explore our mezzanine finance options from a trusted, expert finance provider!
What Is a Mezzanine Loan?

Mezzanine loans allow property developers to take 2nd or junior facilities behind a traditional development lender. This allows the developer to reduce the amount equity they need to contribute to each development

For example, where banks typically lend up to 70-80% of costs, our mezzanine loans can cover up to 90% of total project costs.

This higher leverage lending is perfect for property developers as it means you won't need to provide such a large percentage of funding yourself. This not only helps with cash flow but also provides the opportunity to build more than one development project at a time.

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How Mezzanine Loans Work

If you are looking to maximize your return on equity, mezzanine finance can provide the additional capital you need to get your project over the line. It can also allow property developers to limit the amount of equity investment required, which is an advantage for those who wish to retain equity control.

As mezzanine finance providers, we typically offer mezzanine lending that tops up senior debt from 75%-80% of costs, up to 90% of Loan to cost.

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Mezzanine Finance capital stack diagram
Why Choose Mezzanine Funding?
Access to capital: You typically get the money you need to finance your project within 4-8 weeks of applying.
Reduce Equity exposure: Utilizing mezzanine finance allows borrowers to spread their equity over multiple projects.
Increased Return on Equity: Borrowers can achieve a higher return on their equity by using mezzanine finance.
Benefits Capital Structure: Mezzanine loans generally have defined interest rates, making them easier to structure than complex joint venture agreements.
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Mezzanine Loan Lending Criteria

PROJECT
• Viable - The scheme should be viable with current planning permission
• Residential Lead - We will consider sites with a commercial element of less than 20% of GDV
• Profitable - Minimum profit on the cost of 20% after finance costs
LOAN
• Loan sizes from £100,000 - £1,000,000
• Loan term from 6-36 months
• Loan to GDV up to 75%
DEVELOPER
• Proven track record of developments
• 2x facility amount in net assets
• Willing to provide a personal guarantee
Clearwell Capital by numbers.
Clearwell Capital has been supporting SME housebuilders since 2014. Supporting the development of over £340M worth of property across the UK.
Goss Development Value Funded To Date

£345M

Developers Supported

61

Opportunities Assessed In The Last 12 Months

350

Projects Financed

84

Residential Units Financed

1108

Value Of Opportunities Assessed In The Past 12 Months

£224M

Working with Clearwell Capital

Here at Clearwell Capital, we also pride ourselves on our premium standard of customer service, and pride ourselves on sending out 86% within 24 hours of receiving the application.

We have also reduced our processing time iito an average of 4 - 8 weeks, which is one of the fastest you’ll find in the industry. Once a site visit has been undertaken, it typically takes our expert teams less than a week to secure credit committee approval for your mezzanine finance.

This means that we can confidently guide you through the process while being mindful of the time-sensitive nature of your project.

Talk to us today to see how much you could borrow and take the first step towards a supportive, end-to-end property development finance partnership.

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Please get in touch with Callum, our expert on mezzanine finance.

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or call Callum Ferguson

Need to finance your next development?

Clearwell have a dedicated team of industry professionals on hand to discuss your funding requirements.

Contact us today to see how Clearwell can fund your next development.

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This website is for use by property professionals and introducers only. Clearwell Capital Group Ltd and its subsidiaries are not regulated by the Financial Conduct Authority. Your property may be at risk if you do not keep up repayments on any loan secured against it.
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